Financial Education Planning Frameworks

Whatever we do with money, we need to manage it well. A planned programme of financial education, combining mathematics, citizenship and PSHE education, can help give children and young people the confidence, skills and knowledge they need to manage their money, now and in the future.

Young Money (formerly pfeg) has developed two frameworks which aim to support the planning, teaching, and progression of financial education by setting out the key areas of financial knowledge, skills and attitudes, across four core themes:

  • how to manage money
  • becoming a critical consumer
  • managing risks and emotions associated with money
  • understanding the important role money plays in our lives.

The frameworks were updated in Summer 2017 to ensure that they remain up to date and relevant for your students!

They are designed to help you deliver financial education flexibly across the range of subjects and learning opportunities available within your school’s curriculum. They are not intended to be used rigidly. You may need to draw on ideas from other ages depending on the needs of your pupils.

Download your copies now and get planning!

Download the framework for 3-11 years or 11-19 years.

They can be used in a number of ways, for example to:

  • gauge students’ starting points for financial education
  • identify learning outcomes for lessons and schemes of work
  • map existing provision and identify gaps
  • plan for progression between ages and key stages.


Further guidance​

Subject-specific advice and guidance about how to deliver the financial aspects of mathematics, citizenship and PSHE education can be accessed in the Planning and Teaching sectionalong with scores of resources, case studies, lesson plans, activities and videos.

Need help with financial education, or using the frameworks?

Use our free Advisory Service which offers advice and guidance to anyone teaching children and young people about money, or why not attend one of our regional CPD training events, delivered by our expert consultants.